Revolut Ltd.

Overview & Vision

Revolut Ltd. is one of the world’s fastest-growing fintech startups, offering digital banking alternatives designed for the modern world. The company’s mission is to make money management borderless, affordable, and accessible. Revolut empowers users to seamlessly manage their finances, travel, and investments within a single app.

History & Growth

Revolut was founded in 2015 by Nikolay Storonsky and Vlad Yatsenko. Initially launched as a prepaid debit card with fee-free foreign exchange, Revolut rapidly evolved into a super-app for finance.

Key milestones:

2015 – Official launch with travel card and currency exchange features.
2017 – Expanded services to include cryptocurrency trading.
2019 – Became a unicorn, valued over $1 billion.
2020–2023 – Surpassed 30 million customers worldwide, expanding into banking, business accounts, and investment services.

Products & Services

Personal Finance
- Multi-currency accounts (hold, exchange, and transfer across 30+ currencies).
- Debit cards with global fee-free spending.
- Budgeting and analytics tools.
Investments
- Access to stocks, ETFs, and cryptocurrencies.
- Gold and commodities trading.
Business Solutions
- Business accounts tailored for startups and SMEs.
- Global payroll and expense management tools.
Insurance & Lifestyle
- Travel insurance, device protection, and premium lifestyle benefits.

Innovation & Market Leadership

Revolut has positioned itself as a digital-first financial ecosystem that challenges traditional banks. It integrates fintech innovations such as:

Instant currency exchange at interbank rates.
Cryptocurrency trading directly in the app.
Global remittances faster and cheaper than banks.
All-in-one super app, replacing multiple banking and financial apps.

Customers & Reach

Revolut serves over 30 million customers across 200+ countries, making it one of the most globalized fintech startups. It also provides services to more than 500,000 business clients.

Culture & Impact

Revolut fosters a data-driven, customer-first culture, constantly innovating to break financial barriers. It has been a key player in making borderless finance a reality, empowering freelancers, travelers, and global businesses.